Preparing for the death of a loved one

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Carl Hager

Published online April 8, 2026, at www.pontiacjournal.com.

SHAWVILLE – More than 50 people gathered at the Shawville Anglican Church hall April 2 for a presentation on preparing for the death of a loved one, led by funeral director Greg Hayes of Hayes Funeral Home and RBC branch manager Meagan Derouin. Shelley Heaphy, a coordinator with Connexions, introduced the speakers and helped organize the event. Informational materials were available, and attendees were directed to online pre-planning resources offered by the funeral home.

Hayes stressed the importance of discussing end-of-life wishes with family members to ensure they understand the deceased’s intentions. He recommended keeping a record of key information such as credit cards, insurance policies and bank accounts to help manage affairs after death. He noted that some people prefer a traditional funeral or religious service, while others opt for a celebration of life. Funerals, he said, help family and friends find closure and share memories.

Quebec provides a death benefit of up to $2,500 through the Québec Pension Plan to help cover funeral expenses, and services can be prearranged and prepaid. Hayes added that funeral homes can assist in transporting a body if death occurs far from home, but an official death certificate is required before a body can be moved or a will search can begin.

Derouin outlined the key professionals involved after a death, including the funeral director, bank, notary and health professionals. She emphasized that early planning reduces stress, noting that a power of attorney must be established before incapacity. In cases where a person cannot care for themselves, a tutor may be appointed.

In Quebec, a liquidator is named in the will to carry out the deceased’s wishes, report to the family and settle estate expenses. Liquidators may be compensated for their work.

The presenters noted that Quebec laws govern estate planning, and separate wills may be required for property held outside the province. Recent changes allow a surviving spouse to access up to 50% of a joint bank account. Derouin advised consulting professionals when questions arise.

Hayes and Derouin concluded by answering questions on topics including investments, common-law relationships and the role of the official death certificate.

Photo – Meagan Derouin and Greg Hayes and were the presenters at an end-of-life planning session in Shawville April 2. (CH)